WHAT IS BUSINESS FINANCING?

Business financing is sought for the specific purpose of funding business activities which can include acquiring another business, management buy-ins (MBIs) or buyouts (MBOs), a key growth project or investing in new talent. Business financing can help you achieve your growth objectives and strengthen your overall competitive advantage. But the process to secure the business funding you need can be time consuming, stressful and costly if you don’t know what you’re doing.

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HOW MUCH BUSINESS FUNDING CAN YOU SECURE?

We work with ambitious, high-growing businesses that have funding needs in excess of £2m and regularly approaching £100m. Our clients’ needs will typically be for sophisticated finance products such as cash flow based lending or private equity investments. Our value lies in helping clients access funding that relies on confidence in future trading and cash flows.

See our deals and success stories.

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BUSINESS FINANCING – COMMON PITFALLS TO AVOID

We can confidently say that every client we engage is unprepared to take their funding proposal to their business bank or alternative lender. Being unprepared for funder scrutiny can significantly reduce, or entirely remove, your chances of getting the financing your business needs. Remember: first impressions count.

The typical things that can erode funder confidence and jeopardise your chances of securing a business loan include:

• Failure to fully explain your business model;
• Poor articulation of your value proposition and value drivers;
• Inconsistent, incoherent or incomplete financial information;
• Weak financial modelling and incomplete forecasts;
• Presenting a biased view of business performance and risks;
• Funding proposals that exclude critical information that lenders expect to see.

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BUSINESS FINANCING – HOW TO DO IT RIGHT

To successfully secure business funding, whether it’s for supporting an acquisition, a management buyout (MBO) or organic growth, you need to achieve four fundamental objectives:

1. Create a robust business plan that stands up to funder scrutiny;
2. Articulate that plan in a balanced and coherent way that funders can understand;
3. Approach the right partners to fund your plan as part of a competitive process;
4. Defend value in due diligence and close your transaction professionally.

Funders need to have confidence in you and your business from the beginning to the end of the financing process. In the world of funding first impressions matter and you must never approach the funding market until you are truly ready. We can help you get ‘market-ready’ to deliver funder confidence and secure the funding you need to make your ambitions happen.

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BUSINESS FINANCING ADVISORY SERVICES

By using our business funding advisory services, our experts will ensure that your funding proposal stands up to funder scrutiny and gives you the best chance of securing the funding you need. Below are the different types of business financing we can help you secure: